Article
Thu, Oct 15, 2020
No, QE didn’t break the 4% rule
The 4% percent rule as created by Bill Bengen was never intended to be Newton's Fourth Law of Motion that the industry makes it out to be.
Instead, it's more of a framework that needs to be applied to each retiree's individual circumstance - spending needs, asset allocation, time horizon and fees.
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Article
Tue, Oct 13, 2020
Timelineapp partners with Sanlam to join their series of Adviser Insight events
We recently partnered with Sanlam, a financial planning and investment services group to join their series of Adviser Insight events. The theme focuses on "Decumulation - Developing your Centralised Retirement Proposition!" The purpose is to deliver training to financial advisers to demonstrate how they can assist their clients in the retirement income market. Continue reading.
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Article
Wed, Oct 7, 2020
The Evolution of Timelineapp
In this video, our founder, Abraham Okusanya explains the evolution of our next-generation retirement income platform for financial advisers. He talks about how the idea of Timeline was born, why it’s fit for purpose as a retirement planning platform compared to other cashflow modelling tools out there and its features, which sets Timeline apart and demonstrates why our technological capabilities are invaluable for financial planners and the end client.
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Article
Wed, Sep 30, 2020
COVID-19's Impact on Capital Markets and Sustainability of Retirement Plans
With the recent effects of Covid-19 disrupting the way financial services operate and advising clients, your clients must have access to a dynamic and robust withdrawal framework that is revisited over time to ensure the client stays on track. Read our latest blog as our Founder, Abraham explains how the pandemic has impacted capital markets and the sustainability of retirement plans.
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Article
Mon, Sep 28, 2020
Vertically integrated businesses: do they benefit clients?
Having control of the entire value chain, from fund management through to financial advice, should make business sense. But does it? Continue reading.
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Article
Wed, Sep 23, 2020
Save more yesterday!
Having enough money for old age is an old adage. The world as we know it now needs us to think differently about how we save towards retirement. What can we do as individuals to save more and how have previous approaches and government interventions helped achieve this?
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Article
Mon, Sep 21, 2020
What's the assumed growth rate in your retirement projections?
The very essence of Timelineapp is to avoid running projections based on a single assumed growth rate like the one above. Instead, Timelineapp runs hundreds of real-world scenarios using the 100+ years' historical data of the underlying asset classes in the portfolio and inflation. Read our latest blog here.
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Article
Tue, Sep 15, 2020
Timelineapp releases Sustainable Retirement Income Guide for clients
We’re excited to share with you the latest edition of Timelineapp’s Will I Run Out Money guide.
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Understanding Timelineapp’s Output: A Guide for Advised Clients
One of the biggest challenges for advisers is how to communicate the output of a retirement plan to clients, in a way that is elegant, simple and easy to understand. That’s why we’ve put together this guide to help financial planners do just that!
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