Abraham founded the UK's premier flat-fee turnkey asset management firm Betafolio and the research consultancy, FinalytiQ. He hosts the annual Science of Retirement Conference in London, the go-to event for financial advisers looking to gain in-depth, research-based insight on retirement income planning.
As well as the book Beyond the 4% Rule: the science of retirement portfolios that last a lifetime, he has authored several industry papers and delivered talks to the Financial Conduct Authority (FCA), Chartered Insurance Institute (CII), Personal Finance Society (PFS), The Association of British Insurers (ABI), Chartered Institute for Securities & Investment (CISI) and several conferences in the UK, US, Ireland and Luxembourg.
He holds a Master’s degree from Coventry University and an alphabet soup of designations, including the Investment Management Certificate (IMC), Chartered Financial Planner and Chartered Wealth Manager. But of course, no one really cares.
What would you like me to talk about?
Technology is transforming the way we deliver retirement planning. The next generation of tools will enable advisers to go beyond traditional cashflow planning, and create deeper client engagement.
While traditional straight-line cashflow projections have dominated financial planning for years, we know the real world (and investment markets) don’t work that way. Thankfully, new software solutions have recently emerged that transform extensive, empirical asset class and longevity data into a visually dynamic, easy-to-understand story for clients.
This technology enables financial advisers to illustrate and personalise withdrawal rate strategies to a client’s unique circumstances. Advisers are able to model and visualise the impact of a wider range of asset classes, taxes, fees and time horizons.
This next wave of tech will optimise, automate and track retirement income strategies against the client’s objectives and provide actionable alerts at different turns along the retirement journey.
This session will explore:
- How to improve clients’ understanding and create deeper client engagement through visualisation of retirement strategies.
- Using a Withdrawal Policy statement as an effective tool for behavioural coaching.
- How account aggregation, automated tracking and ongoing monitoring help advisers demonstrate value, improve regulatory compliance and client outcomes.
The retail investment value chain consisting of asset managers, platforms, discretionary managers and advisers, is coming under increasing cost pressure. With an onslaught from technology, regulatory headwinds, and increasing scrutiny by investors, the media and policy makers, the value chain is being broken right in front of our very eyes. Each part of the value chain is having to justify its existence but which bits will survive? Vertically integrated models are being created but will they stand the test of time? Forces are colliding to change the face of the investment industry. What might the industry look like in five years and what’s an adviser to do?
This session will discuss:
- How tech is transforming the retail investment value chain
- Explore opportunities for planning firms to take the driving seat
- How to digitise planning and improvement client outcomes
Stay in Touch
Or come and drink coffee in a comfy place
Suite 5, First Floor, Phoenix House,
Christopher Martin Rd
Essex SS14 3EZ
+44 01268 502 454
M – F: 8am – 5pm
Sat: 12am – 3pm