Terms of Use and Limitation of Liability

Timeline is not intended as a forecasting tool. Rather, it helps users explore how a retirement income strategy might fare under a wide range of market conditions. Our fundamental approach is to help users apply empirical research to investing and retirement planning.

Timeline is for illustrative purposes only; nothing on the website or software constitutes investment advice and must not be relied on as such. The value of investments and the income from them can go down as well as up. You may get back less than you invest. Past performance is not a guarantee of what might happen in the future. Transaction costs, taxes and in ation reduce investment returns.

We are committed to providing the highest standard of service to our clients. While we carry out our work with the utmost care and due-diligence, the output of Timeline does not constitute accounting, investment, legal, financial or any other type of professional advice. Timeline shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting from your use of the output of Timeline.

We rely upon data supplied by third parties. While reasonable care is taken to gauge the reliability of these tools and data, we offer no guarantees on their accuracy or completeness, and Timeline cannot be held accountable for the misrepresentation of data by third parties involved. Timeline and resulting report/models/strategies have been constructed with a view that they will be used within a long-term context. This means that in the short term, pricing anomalies may exist that change the relative attractiveness of every strategy – however, this need not have a major effect on the expected long-term results.

It is important to bear in mind the Timeline is NOT regulated to give investment advice and does not provide regulated advice directly to investors. The decision as to whether to use Timeline’s output with an investor should be made by an appropriately qualifed person(s) with the necessary permission to advise on investments in consultation with their client. Timeline accepts no liability in respect of any advice given to investors or the purchase of any specific products relating to the research/content/ models.

Timeline retains all copyright to its content. By agreeing to the terms set herein, you may not copy, print, download, reproduce, display, transmit or modify for any purpose without further written permission of Timeline.

Agreement of Terms

Timeline offers a free trial period of 14 days. Once you sign up, you have 14 days to evaluate Timeline. You won’t be charged anything if you cancel within 14 days of signing up.

We will email you after 12 days to remind you that your trial is about to expire. After the 14-day trial, you will be charged a fee according to the plan you’ve chosen. If you forget to cancel and are charged, we will refund your money so long as it is within 30 days of the start of the trial period.

Once you sign up to Timeline, you agree to enter into a contract with Timelineapp Tech Limited which will remain effective from that date until it is replaced or terminated by either party. Either party may vary or terminate the agreement at any time without penalty. If you terminate the agreement after the trial period has ended, we reserve the right to charge you for any use until we receive the notifcation.